Description
Investing in your future is easier than you think – discover how and achieve financial security more quickly than you can possibly imagine
Do you have an emergency fund?
Have you started planning for retirement yet?
Do you have enough income left over every month after you’ve made your minimum debt repayments?
If your answer is no, then you’re in the same boat as many other young adults.
The thing is, young adults are especially financially vulnerable because they’re just starting out, want a lot of “stuff,” and are not earning the big bucks yet.
So, they’re borrowing too much and saving too little (if at all) and they’re in a financial mess.
But it doesn’t have to be like that.
It isn’t your fate to constantly be in financial difficulties that keep you tossing and turning when you should be having a restful night’s sleep.
Instead, imagine a life where you have peace of mind because your financial affairs are in order and you’re on the right path to building wealth.
The trick is to develop the right money mindset so you can start controlling your money instead of letting your money control you.
Sure, it takes a little time and effort in the beginning, but the reward is lifelong financial security.
In this guide, here is just a fraction of what you’ll discover:
10 money habits that will put you on the path to financial security without having to give up your favorite things
Why lottery winners go broke – get the right mindset so it won’t happen to you
How to create a custom budget that works for you and builds wealth
Alternatives to student loans that won’t get you into debt and still give you an excellent education
How to let your money work for you while you enjoy a good night’s sleep
How to turn bad debt into good debt and use it to build wealth
The must-know principles when investing in Cryptocurrency
5 investment mistakes to avoid so you don’t end up losing your hard-earned savings
How to save money on your tax bill legally
The advantages of owning your own business and other income streams that will ensure your financial stability even if you lose your day job
And much more.
Whether you’re a student working a part-time job, or you’re working the 9 to 5 grind and trying to save for a down payment on your first house, this guide will give you the information you need to get your finances in order.
It’s not difficult to be financially secure or independent — you just need a bit of self-discipline and the right strategies to get there.
Even Warren Buffett says you don’t have to be a genius to build wealth – “There seems to be some perverse human characteristic that likes to make easy things difficult.”
If you have the right tools and information, you’ll sail through economic downturns and rising inflation. You won’t even panic if you lose your day job.
If you’re ready to start accumulating money instead of worrying about never having enough, then scroll up and click the “Add to Cart” button right now.
Danila –
the book is full of precious knowledge and tips that will make your life easier and better. I am a 48 yo who has been very careless about his finances all his life. I have found tons of useful info that I will be immediately applying to my life and sharing with my 15 yo child so she doesn’t repeat my silly mistakes and lives a life of financial freedom.
The book is written in an easy-to-understand and unpretentious language. I could not recommend it more.
Jenni J –
This book goes beyond just the basics of savings/checking accounts and credit cards. It teaches you a mindset to help you have financial security throughout your lifetime. Many books geared toward the younger crowd don’t look that far ahead or even mention retirement. It offers one of the best pieces of advice I’ve ever heard anywhere, which took me too long to learn. – Pay yourself first! – The chapter on budgeting is helpful as it provides a few different ways of budgeting and different strategies to pay off debt. One good tip in this chapter is to spend less on fees, for example, I have always thought it ridiculous to pay a fee to use a credit card as so many cards have no annual fees. The author also advises to shop second hand if possible. I know so many people hate the idea, but you would be amazed at the great items that people get rid of for next to nothing. Overall, this a great book with excellent ideas!
Jessie Sam –
I bought this book for a new college grad. It’s filled with useful information that’s more helpful to learn at 22 instead of 40! I think it makes a great accompanyment to a graduation gift!
Thomas Lukasiewicz –
10/10. A little bit of stuff in this book many may know as it can be common sense. But Raman articulates is very well and easily to comprehend that it helps one apply it to their life vs just knowing it. With that being said there is much I learned and immediately helped me gain control of my spending habits, budgeting, and investing into my financial future. If you are in college. Read this book
Juan –
It has definitely motivated me to take action on my finances. I recommend 100%, aas able to read it in two days.
Ja’Maurion Hackett –
Format: PaperbackVerified Purchase
As a 22 year old Navigating the world, inexperienced with life, learning things that have simplicity is crucial. The Author really does a great job in keeping things simple and to the point.